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Claims still rolling in on hail, wind storms PDF Print E-mail

By Carolyn Lee
The Imperial Republican

Insurance agencies in Imperial are still receiving claims from the hail storm of June 25 and the wind storm the following night. In fact, agents are so busy that they haven’t begun to total the number of claims, or the dollar amount of the damage.
All agencies in town received new claim reports this week, as people are still discovering damage to roofs, farm buildings and vehicles.
Adjustors for the agencies are still in the area, contacting claimants. A number of agencies had to call in adjustors from other parts of the state to help make visits to homes and farms.
Most of the claims received so far are confined to the Imperial city limits. A large hail storm entered the southwest corner of Imperial June 25, growing in violence as it traveled north, then east before easing up at the northeast edge of town.
However, some damage was reported from landowners outside of town after the June 26 wind storm. Several agencies received reports of pivots blown over, or grain bins destroyed.
Crop damage reports were minimal, agents said.
Claims estimates by the agencies are as follows, as of Tuesday:
McNair Agency, Inc.—about 145;
Service Insurance—about 130;
Farm Bureau Financial Services—about 100;
State Farm Insurance—about 200.
Agents said it’s difficult to estimate the dollar damage incurred during the two storms. A vehicle may be totalled, but the dollar amount varies depending upon the book value and model, not necessarily the year.
Different scales are used for roof damage, depending on the number of “hits” the shingles took in a certain area.
Ron Cunningham of State Farm Insurance said, “It’s incredible how much money you put into a roof these days, compared to two to three years ago.” He said he has been told the cost of petroleum, which is used in asphalt shingles, contributes to the increased cost.
Jayne Henry of Service Insurance said she has seen roof costs double since 2002.
In several weeks agents may be able to begin to total up the cost of the storms. As Sharon Clark of McNair Agency, Inc. said, “It’s difficult to service our customers and compile numbers” when claims are being received and adjusted.